It’s funny how we adapt to the times. Sometimes it might seem forced, and sometimes it happens to be much more convenient for us.

I remember the days when I swore I didn’t need a cell phone. My first cell phone was one of those old “flip phones.” (If you’re old, like me, you will remember those.) Once I got my flip phone, I swore I’d never text – after all, the phones were made so we could talk to each other. Then I started receiving text messages and on those old flip phones, it was not easy typing your message when some of the letters required you to press the appropriate number one, two, or three times. When I finally figured out that I was going to have to send text messages, I bought my first “modern” cell phone – they weren’t quite smartphones yet, but they made sending text messages much faster (and easier), and I took the next step to being modern.

Soon after, our phones got more and more sophisticated – and easier to use. Next thing I knew, I was walking around with a phone that was actually a portable computer. It not only allowed me to talk to someone, but text messages were made easier because you could “speak to text,” AND you could take pictures and record videos. Let’s not forget the new things called “apps” – now it seems there’s an app for nearly everything you can think of.

Another thing that has changed a lot is how I get my paycheck and how I do my banking.

If you had told me twenty years ago that I’d pay my bills using my phone, I would have told you you were crazy. Now I find myself setting up “auto pay” for as many things as I can – for one thing, my bills are paid on time, all the time, and I don’t have to worry about remembering to write that check out and mail my payment, it’s all done according to how I set up my payment schedule, and those payments are taken directly from whatever account I decide they should come from.

Another thing I never would have imagined doing with my phone was getting paychecks sent to my phone on an app called “Cash App”. Once my paycheck arrives I can either transfer the funds to an external bank account or keep the funds in the app and collect much higher interest on my money. When I need the money to pay for something, I simply transfer it to my external bank.

Yes, you can teach an old dog new tricks – I’m walking proof of that.

Have A Good Week!